Friday, December 6, 2013

Georgia's Republican Insurance Commissioner Ralph Hudgens Insists People's Pre-Existing Medical Conditions Are Their Own Faults

Georgia's Republican Insurance Commissioner Ralph Hudgens has been a vocal and long time opponent of President Barack Obama's signature health care law, flaunting his attempts to complicate the rollout.

In August he said to a group of Republicans in Floyd County “Let me tell you what we’re doing (about Obamacare)... Everything in our power to be an obstructionist.”

Well now Hudgens has gone the extra mile in his attempts to explain to the common folk just why "Obamacare" is so terrible. in front of the CSRA Republican Women’s Club meeting Hudgens made the remark that Obamacare's requirement that insurers not reject those with pre-existing conditions is unfair to the insurance industry. His reasoning was that pre-existing medical conditions are similar to a car crash that is the driver's fault.

Here is Hudgens explaining his bizarre and insensitive analogy...

"I’ve had several companies come in and they have said just the fact -- just the fact -- that in the individual market pre-existing conditions have to be covered on Jan. 1, that that is going to double the cost of insurance. And if you don’t really understand what covering pre-existing conditions would be like, it would be like in Georgia we have a law that says you have to have insurance on your automobile. You have to have liability insurance. If you’re going to drive on Georgia’s roads, you have to have liability insurance. You don’t have to have collision. You don’t have to have comprehensive, you don't have to have rental car or towing or anything else. … But you have to have liability.

But say you’re going along and you have a wreck. And it’s your fault. Well, a pre-existing condition would be then you calling up your insurance agent and saying, ‘I would like to get collision insurance coverage on my car.’ And your insurance agent says, ‘Well, you never had that before. Why would you want it now?’ And you say, ‘Well, I just had a wreck, it was my fault and I want the insurance company to pay to repair my car.’ And that’s the exact same thing on pre-existing insurance

Here is the video of  Commissioner Hudgens speaking out against pre-existing medical conditions at the CSRA Republican Women’s Club meeting...
Click image for video
As you would expect when footage of this ludicrous analogy saw the light of day Hudgens' mea culpas began to flow.

Just yesterday Hudgens proceeded to backtrack on his own words saying that it was a "really poor analogy” and that he "didn’t realize I was being videotaped and that got on the Internet,”. Hudgens then added that “nothing could be further from the truth. I’ve had family members, I’ve had friends who have pre-existing conditions. It’s not the person’s fault they have a pre-existing condition.”

And then (like you didn't know it was coming) the hypocrisy dropped.

The following day, as if on cue, Commissioner Hudgens spokesman, Glenn Allen, abruptly revealed that Hudgens suffers from a pre-existing condition of his own. Hudgens spokesman, without any sense that he seized on the irony of the situation, claimed that Hudgens has gone in for regular checkups following surgery for prostate cancer more than a decade ago. The spokesman then offered that Hudgens "fully understands why it’s not somebody’s fault (he or she) has a pre-existing condition, because he has one,”.

I just hope the car involved in the head on collision with Commissioner Hudgens prostate had liability insurance.

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